Debt-n-Loan Consolidation

Personal Loans

Payday loans and fast cash advances are short term personal loans deposited directly into your checking account the same day or, if applied for after your bank's normal business hours, the next business day. See FAQ below.

Payday loans are very popular because they can be used for anything, especially emergencies such as paying rent or mortgage loans and unexpected auto repairs. Approval for this fast cash takes only minutes! You can get bad credit personal loans and short term cash advance paycheck loans when you need them most EVEN if you have really poor credit or NO credit.

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Personal Loans and Advance Cash FAQ

  1. What is a cash advance?
  2. What are the requirements for approval?
  3. How do I get the money?
  4. How much will I be approved for?
  5. What are the fees?
  6. When do I get my money?
  7. When is the loan due and how many days can I have to repay it?
  8. How do I repay the money?

Up 1. What is a cash advance?

Answer: A cash advance provides you with emergency cash when you need it most ... usually between paydays! Simply complete this fast two-minute online form; there are normally no documents to fax. Just complete your request, speak to an agent of a participating lender, and your cash could be on the way, usually the next business day!

Up 2. What are the requirements for approval?

Answer: Qualifying is easy and you don't need to worry about your credit. Most lenders qualify you if you:

  • Currently have a job (or receive regular income)
  • Make at least $800 per month
  • Are 18 years of age or older and a U.S. citizen
  • Have a checking account
  • Other requirements may apply

Even bankruptcy, bounced checks, charge-offs and other credit hassles don't prevent you from getting the cash advance you need!

Note: Applications from military members and applications from GA, VA, WV & OH are not accepted.

Up 3. How do I get the money?

Answer:After completing the safe and secure on-line application and providing any requested documents, your money will be wired to your checking account.

Up 4: How much will I be approved for?

Answer: How much you qualify for depends on a number of factors including your lender, income and employment. To see how much you can qualify for, simply complete this fast two minute online form, speak with an agent of a participating lender, and your cash is on the way, usually the next business day!

And don't worry, any credit type can qualify, even bankruptcy, charge-offs and bounced checks!

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Up 5: What are the fees?

Answer:The cost of your cash advance loan is dependant on many factors, such as the lender and how you manage your financial obligations. Cash advance loans are designed for emergency situations when you are short of cash and need money fast! Family emergencies, unexpected car repairs, overdrafts, telephone re-connection and deposits are just some of the urgent cash needs that you may experience.

Your fees are less than the cost of not having the cash you need when you need it - overdraft fees, bounced check charges, taxes, even losing your job because you can't get to work! Actual fees are determined based on the information you provide when you submit your loan request.

Your cash can often be sent to your bank account the very next business day and you don't repay until your next paycheck.

Up 6. When do I get my money?

Once you have applied online, your information will be submitted to a lender that will attempt to contact you to verify your information and explain the terms to you. Once you have spoken with your lender, your cash can be in your bank account as early as the next business day!

And don't worry... any credit type can qualify, even bankruptcy, charge-offs and bounced checks!

Up 7: When is the loan due and how many days can I have to repay it?

Answer: All loans are due on your payday and the maximum number of days is 18 days. If your next payday is less than 4 days away then your loan is due the following payday. If your payday is over 18 days away you can only take the loan for 18 days.

Up 8: How do I repay the money?

Answer: Your repayment is the best part. The minimum required payment will be deducted from your bank account. You get cash when you need it most and repay when you have it!

Still a little short on payday? No problem! Generally online customers are automatically renewed every pay period. Just let your lender know when you are ready to pay in full, and your loan plus fees will be deducted from your bank account by the lender.

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